Group Benefits Solutions for Your Business

At ClearPeak Benefits, we understand that offering a comprehensive group benefits plan is essential for attracting and retaining top talent while supporting the well-being of your team. Our tailored group benefits solutions are designed to fit your business needs and budget, providing valuable coverage for your employees and their families.

What Are Group Benefits?

Group benefits are employer-sponsored insurance plans that provide coverage for employees and their dependents. These plans often include:

  • Health Insurance: Covers prescription drugs, hospital services, and paramedical treatments.
  • Dental Insurance: Preventative care, basic and major procedures, and orthodontics.
  • Vision Care: Eye exams, glasses, and contact lenses.
  • Disability Insurance: Short-term and long-term income protection.
  • Life Insurance: Financial security for loved ones.
  • Wellness Programs: Mental health support, fitness incentives, and more.

Why Offer Group Benefits?

  • Employee Attraction & Retention: Competitive benefits packages enhance job satisfaction and loyalty.
  • Healthier Workforce: Access to preventative care helps reduce absenteeism and improve productivity.
  • Tax Advantages: Contributions to group benefits are often tax-deductible for employers.

Our Group Benefits Services

We specialize in designing, implementing, and managing group benefits plans for small businesses. Our services include:

  • Plan Design: Customizing coverage options to meet the unique needs of your team.
  • Cost Management: Ensuring affordability with a focus on long-term sustainability.
  • Employee Communication: Educating employees about their benefits to maximize participation.
  • Ongoing Support: Providing dedicated assistance for claims, plan updates, and renewals.

Flexible Options to Meet Your Needs

We offer a variety of flexible group benefits solutions, including:

  • Traditional Group Plans: Comprehensive coverage for health, dental, vision, and more.
  • Health Spending Accounts (HSAs): A tax-efficient way to give employees more control over their benefits.
  • Wellness Programs: Initiatives that support mental, physical, and financial health.
  • ASO (Administrative Services Only) Plans: Ideal for businesses that want greater control over their benefits costs. Under an ASO arrangement:
    • Employers self-fund employee claims while a third-party administrator handles claims processing and plan management.
    • Benefits include lower administrative fees, increased flexibility, and the ability to pay only for claims incurred.
    • ASO plans are particularly cost-effective for businesses with predictable claims patterns or a younger, healthier workforce.

Why Choose ClearPeak Benefits?

  • Expert Guidance: Over a decade of experience in group benefits and financial planning.
  • Tailored Solutions: Plans designed specifically for small business owners.
  • Transparent Communication: Clear, jargon-free explanations of your options.
  • Proven Network: Access to top insurers and providers to ensure the best coverage.

Get Started Today

Ready to build a benefits plan that works for your business? Contact us today for a free consultation. Together, we’ll create a program that meets your team’s needs while staying within your budget.

Contact us now to learn more about how ClearPeak Benefits can support your business with tailored group benefits solutions.